Home Buying is Easy with Help
If you are a first-time home buyer or you have done this 100 times one thing continues to be true, it's a daunting process alone. You might not want to go over a certain monthly payment with your loan or you might want to know how competitive a cash offer would be on a lake house you like. Everyone's situation is going to be different.
Here is something that stays the same- in almost every case buyers don't pay me a cent. Part of this is how Virginia real estate works and part of this is my belief that buyers have enough to worry about. Call me, if you have questions that's a good thing.
How to Pick an Agent
This question is easy. Pick the agent you trust. I believe they should be someone experienced, fulltime, responsive, and smart. Your agent should be willing to explain the complexities of real estate in a way you understand. That's just the bare minimum. But- trust is the most important.
As an agent, I have to tell my clients hard truths sometimes. I'm a polite guy but to protect my buyers sometimes "this is extremely risky" is a necessary phrase. Pick an agent who has the confidence to speak to you truthfully but, much more importantly, pick an agent who when they have to say something like "this home has some serious issues" you will be open to their advice because you trust them.
If you are considering working together feel free to read my bio, click the button below. Or give me a call and ask me questions. I'm happy to help.
Knowing What's For Sale In Real Time
Be First
For buyers speed is key. There are always other buyers out there in the world looking for the same kind of home you are. The fastest, most informed buyer can often win the home over a buyer with more to spend.
The majority of buyers are using just a few websites, the big ones. I'll leave them nameless but you get it. These sites are great for casually looking but sometimes it takes 2-3 days for a listing, just listed, to show up on these sites.
This gives you an advantage. If most of the buyer world is 2-3 days behind, you can put in an offer faster.
In short, I put you in front of the information agents see in real time. Give me a call and I can set you up. When you get the info before other buyers you have the advantage.
or search here at the top of this page
Finding Your Team
How to Pick The Right Loan Officer
This is simple. It comes down to just a few things: the interest rate they can provide, are they local, do they have multiple loan products, are they responsive and able to explain the process? Loans are personal and the details are specific to each buyer. We can discuss the current loan types that might work well for you and which loan officers might be best for your specific loan.
Contact me for a few of the best loan officers I've used in the past. Or ask me about someone you are considering. I'm happy to help in this search and show you how to weigh your options.
If you plan to also sell a home learn about creative marketing
The Home Buying Process
Before You Buy
Preparation is key when purchasing a property. From down payments and mortgage prequalification to understanding the type of home that will meet your needs and satisfy your wants, I can make sure your financial ducks are in a row and your expectations are grounded in reality when preparing to buy.
The Search
Selecting your perfect home will require research, expert guidance and knowledge of the local market, and you'll need to consider what it is you're looking for. I can help you find the place that fits your taste, your budget, and your lifestyle. I'm a home hunter's best friend.
Making the Purchase
So, you've found the perfect home that meets all your criteria, from a great location to just the right square footage. As your trusted agent, I will guide you through the logistical — and emotional — challenges of the purchase process, to ensure you are in a solid position before you sign on the dotted line.
Find Out What You Can Afford
Click the button below to access a helpful loan calculator — just the tool you need to get a general idea of your home search budget. When the time is right, I can connect you with a trusted lender to begin the preapproval process — a critical first step toward making a smart, solid offer on your dream home.
